Harvard’s Lepore and Christensen disagree on the importance of disruptive innovation. But debating whether companies survived or prospered during times of change cannot settle it. The four driving forces of industry disruption are changes in technology, policy, business models, and user dynamics. The forces interrelate.

The financial world is a system of constantly moving parts and flashing lights. “Financial insight”, as perceived by most of the world, is information that can keep vested parties up to date with the latest market news and trending innovations.